An introduction to technology leasing

Leasing is quite simply the process of acquiring equipment via third-party finance and paying for it in manageable monthly amounts over a pre-agreed term.

It’s like a loan, only the loan is secured by the assets you have acquired, which allows for a lower rate of interest.

We work with a number of suppliers and third-party lenders, enabling you to get financing for the equipment you need today, without laying large sums of money upfront.

By paying for the equipment monthly you will be preserving your hard-earned working capital and not tying money up in ever-depreciating assets.

Most importantly, leasing allows you to invest your money in more profitable activities – which enable your business to grow.

What are the benefits

Putting your hard-earned money to better use is the #1 reason businesses lease office equipment. Here are some others:

  • It is cheaper than buying outright (once tax relief is accounted for)
  • Afford the best quality – no compromises
  • Flexible tenures from 12 – 84 months
  • VAT is charged on the smaller payments and not the large fee at the start
  • Tax allowable — rentals are an operating expense and so are 100% tax deductible
  • Payments are fixed for the term
  • One rental can include all equipment and ancillary costs i.e. consultancy, installation, training and maintenance
  • Keep your credit lines intact — leasing does not affect any of your existing credit lines
  • You are free to upgrade, make additions, or settle the finance agreement at any point
  • Flexible options at the end of the lease – including indefinite ownership

What can be leased

  • Leasing is applicable to a great number of equipment and technology types, including software.
  • Here’s an example of the things that can be offered via leasing:
  • Desktop phones
  • Telephone systems
  • VOIP licenses
  • Mobile phones
  • Tablet computers
  • Servers and networking
  • Laptops
  • Desktop computers
  • Copiers and printers
  • Peripherals (headsets, keyboards etc.)
  • Telecoms and IT Software

Many business customers are delighted to find that professional services can also be included in the lease. So if your upgrade requires installation, setup, training or maintenance fees, these can be broken down into monthly payments too.

Download our full guide to leasing (PDF)

To learn more please contact us or speak to your Grapevine Account Manager.


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